This woman made it from welfare to millionaire status outside of a part-time job—here’s how she did it

From benefits to ballin’, this black woman millionaire story is absolutely inspiring.

Arnita Johnson-Hall shared her inspirational story CNBC, and their achievements are nothing if not remarkable.

The story begins in 2007 when she was a single mom living in Dallas, TX working a dead end job making a whopping $12/hour.

Because she earned such starvation wages, this millionaire-to-be qualified for all manner of public assistance programs — including Section 8 housing. And without them, she wouldn’t have survived.

“All of my income went into rent, gas, daycare and unfortunately payday loans to survive until my next paycheck,” she told the outlet.

When Johnson-Hall was offered a $60,000-a-year job, it seemed like there was a light at the end of the tunnel. But then, when the company ran her loan, she was denied that she had a score below 400 (It’s worth noting that some states – including Texas — Allow employers to conduct credit checks on their prospective employees, other states, such as New York, prohibit it under their human rights laws). Johnson-Hall explained that although she started out with good credit, she didn’t understand finance when she was young — so she maxed out 25 credit cards.

This inspired her to completely change her life.

“That wake-up call led me to study the credit system and start AMB Credit Consultants, a side business that would later become a financial education company. Last year it grossed $1.4 million,” she told the outlet.

Johnson-Hall went on to explain that another aspect of her success was making her tragedy a part of her testimony.

“When I was diagnosed with breast cancer, I took on more than $80,000 in credit card debt to pay for holistic treatment. But by 2021, I had paid off over $60,000 of that debt, as well as loans on my family’s two cars,” she explained. “I used this story to show clients that even under the most stressful of circumstances, I understood how to navigate financial planning and the credit system.”

Happy birthday to this newly minted millionaire! We love to see it!